Dental Plans

Dental benefits is our bread and butter.   We take pride in our track record of offering quality dental products and outstanding customer service at affordable premiums.  We have the experience and capabilities to design and administer a dental benefits product that will meet each and every employer’s needs.  Our dental products include:

Fully-Insured PPO Plans: 

• HIGH and LOW option plan designs ranging from 100% coverage to 50% coverage
• Multiple deductible options including ZERO deductible
• Annual Maximums ranging from $750 to $2,000
• Orthodontia Rider for Children AND Adults
• LOW participation requirements
• Ability to MOVE benefits around in order to manage costs
• HIGH QUALITY dental Provider Network to meet your needs in any geographic area
• Expert Underwriting ASSURES competitive premiums

Self-Funded Dental Plans:

• EXPERIENCED personnel to conduct comprehensive review to determine if Self-Funding is in the best interest of the client
• Ability to provide Claims Administration for ANY dental benefit plan design
• SEAMLESS transition from Fully-Insured to Self-Funded
• LOW administrative fees
• ENTIRE administration done in ONE central location
• NO additional or hidden fees for document preparation
• DEDICATED Account Executive who personally meets with Clients on routine basis
• OUTSTANDING Customer Service by experienced personnel
• CUSTOM reporting at NO additional charge

Discount Dental Program:

• Discounts range from 30-50% off Dentist’s normal charges
• Available to EVERYONE regardless of employment status, age limit
• HIGH quality dental Provider Network NATIONWIDE
• LOW annual membership cost
• Can be COMBINED with Vision discount program

Select a plan from the list below for more information:

• Dental Pay is a Third-Party Administrator (TPA) for Self-Funded Dental Programs.
• Dental Pay Plus is a Fully-Insured Managed Care Dental Program. It is available to employer groups located in NY state with 10 or more full-time employees, underwritten by Presidential Life Insurance Company.
• Dental Pay Direct Referral Plan is available to all individuals, and family members who are not associated with an employer group. It is available to individuals located anywhere in the U.S.
• The Voluntary Plan is an employee-pay-all program that is available to employers located in New York State, underwritten by Presidential Life Insurance Company.